Sergio Díaz López. Abogado Asociado.
Gastos de escritura notarial, gastos de inscripción en Registro de la Propiedad, gastos de gestoría, tasación del inmueble e Impuesto sobre Actos Jurídicos Documentados, si bien este último gasto tiene menos probabilidad de éxito en su recuperación.
Todo particular (consumidor) que haya suscrito una escritura hipotecaria sobre una vivienda (sea o no habitual).
No hay límite temporal, dado que se reclama la nulidad del acuerdo por el que se establecen los gastos de la hipoteca. Todo aquel que tenga una hipoteca en vigor o ya extinguida puede reclamar.
Se puede reclamar los gastos de la primera escritura de hipoteca (dentro del límite temporal antes señalado) así como los de la modificación.
Sí, solicitando dichas facturas a la entidad bancaria, o posteriormente en el procedimiento judicial de reclamación.
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4 Comments
¿Se puede reclamar gastos de cualquier hipoteca aunque hayan pasado mas de 15 años?
Gracias
Nosotros entendemos que no hay plazo de prescripción al tratarse de una acción de nulidad radical, aunque se trata de un criterio que puede o no ser compartido por el Juzgado al que se someta el procedimiento judicial.
Holaa , se puede reclamar los gastos hipotecarios cuando ha sido la inobiliaria la que ha elegido la gestora y el notario?
Si son gastos vinculados a la subrogación o constitución de hipoteca, puede reclamarlos. En el caso de la gestoría, si no ha sido impuesta por el Banco no (a menos que la inmobiliaria sea del propio banco).